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Reconsolidating student loan

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You're effectively replacing your existing loans with one new loan, and you can choose from options that offer you access to different loan terms and fixed, variable, and hybrid interest rates.With many private lenders, you can consolidate both private student loans and federal student loans separately or together.The "refinancing" aspect is something the government does not really offer.Refinancing allows you to get a better interest rate on your loans than you did when you first borrowed.Here's the rundown you need to determine whether student loan refinancing and consolidation is right for you.

Minimum MEFA Education Refinancing Loan amount is ,000.When even the basic term "consolidation" means different things for different lenders, the process can understandably seem daunting.But if you're looking to save thousands on student loan interest payments -- as well as time and headaches from managing multiple monthly payments -- then understanding the consolidation process is critical.The minimum MEFA Education Refinancing Loan amount is ,000.The average monthly payment reduction is the average difference between the previous student loan monthly payment and the new MEFA REFI loan monthly payment.You may also qualify for a low interest rate, which can net you significant savings over the life of your loan.